Supporting businesses, employees & investors across Tanzania

Financing Growth. Empowering Opportunities.

Smart Financing for Businesses, Employees & Investors

Apply online for Purchase Order Financing, Government Employee Loans, and Bond Purchase Loans through a fast, secure, and professional digital process.

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Government SuppliersContractorsPublic Sector EmployeesInvestorsSMEs
A CAPEX client using a laptop while managing financing online
Who We Are

Financing for businesses, employees and investors.

CAPEX MICROFINANCE (T) LIMITED is a dynamic financial institution providing innovative financing solutions across Tanzania - contract execution financing for businesses, salary-backed loans for Government Employees and Bond Purchase Loans for investors.

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Customers
+1500
Financing products
3
Application steps
7
Online application
100%

Our Products

Financing solutions built for growth

CAPEX Microfinance provides flexible and reliable financing to help businesses, employees, and investors across Tanzania achieve their goals and unlock opportunities.

Purchase Order Financing

Working capital for businesses with confirmed contracts.

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Government Employees Loans

Salary-backed financing for government employees.

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Bond Purchase Loans

Financing for government and corporate bonds.

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New Product

Land Purchase Loan

Finance your land purchase with up to 80% CAPEX financing for residential, commercial, agricultural, or investment land.

  • Up to 80% financing
  • 20% borrower contribution
  • 18% annual interest
  • Up to 20 years tenure
  • 3% application fee
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Fast Approval
Market-based Pricing
Flexible Repayment
Secure Process
How it works

From application to disbursement.

Seven clear steps. Track every one of them in the client portal.

01
Apply Online
02
Upload Documents
03
Review
04
Credit Assessment
05
Approval & Offer
06
Disbursement
07
Repayment
Why Choose CAPEX?

Reliable financing, delivered with discipline.

Fast approval process
Timely review for qualified financing requests.
Market-based pricing
Pricing shaped around product type, market conditions and risk.
Flexible repayment structures
Repayment arrangements designed around client needs.
Digital online application
Apply, upload documents and track progress online.
Professional customer support
Clear guidance from inquiry to application and disbursement.
Strong governance and compliance
Responsible processes backed by compliance and due diligence.
FAQ

Answers, before you ask.

Still unsure? Talk to us on WhatsApp or write to info@capexmicrofinance.tz.

Yes. The entire application happens in the secure client portal — create an account, complete the form, upload documents and submit without visiting a branch.

Ready to finance your next opportunity?

Apply in minutes. Hear from us in days.

Apply Online